Actions

  Print Article
  BookMark Article

Categories    Category List

Arts & Humanities
  Books & Authors
  Dancing
  Genealogy
  History
  Performing Arts
  Philosophy
  Poetry
  Theater & Acting
  Visual Arts
Beauty & Style
  Fashion & Accessories
  Hair
  Makeup
  Skin & Body
Business & Finance
  Advertising & Marketing
  Careers & Employment
  Corporations
  Credit
  Insurance
  Investing
  Personal Finance
  Renting & Real Estate
  Small Business
  Taxes
Cars & Transportation
  Aircraft
  Boats & Boating
  Car
  Insurance & Registration
  Maintenance & Repairs
  Motorcycles
  Rail
Computers & Internet
  Computer Networking
  Hardware
  Internet
  Programming & Design
  Security
  Software
Consumer Electronics
  Camcorders
  Cameras
  Cell Phones & Plans
  Games & Gear
  Home Theater
  Music & Music Players
  PDAs & Handhelds
  TVs
Dining Out
Education & Reference
  Financial Aid
  Higher Education
  Preschool
  Primary & Secondary Education
  Special Education
  Studying Abroad
  Teaching
Entertainment & Music
  Celebrities
  Comics & Animation
  Horoscopes
  Jokes & Riddles
  Magazines
  Movies
  Music
  Polls & Surveys
  Radio
  Television
Environment
  Alternative Fuel Vehicles
  Conservation
  Global Warming
  Green Living
Family & Relationships
  Family
  Friends
  Marriage & Divorce
  Singles & Dating
  Weddings
Food & Drink
  Beer, Wine & Spirits
  Cooking & Recipes
  Ethnic Cuisine
  Vegetarian & Vegan
Games & Recreation
  Amusement Parks
  Board Games
  Card Games
  Gambling
  Hobbies & Crafts
  Toys
  Video & Online Games
Health
  Alternative Medicine
  Dental
  Diet & Fitness
  Diseases & Conditions
  General Health Care
  Men's Health
  Mental Health
  Optical
  Women's Health
Home & Garden
  Cleaning & Laundry
  Decorating & Remodeling
  Do It Yourself (DIY)
  Garden & Landscape
  Maintenance & Repairs
Local Businesses
News & Events
  Current Events
  Media & Journalism
Pets
Politics & Government
  Civic Participation
  Elections
  Embassies & Consulates
  Government
  Immigration
  International Organizations
  Law & Ethics
  Military
  Politics
Pregnancy & Parenting
  Adolescent
  Adoption
  Baby Names
  Newborn & Baby
  Parenting
  Pregnancy
  Toddler & Preschooler
  Trying to Conceive
Science & Mathematics
  Agriculture
  Astronomy & Space
  Biology
  Botany
  Chemistry
  Earth Sciences & Geology
  Engineering
  Geography
  Mathematics
  Medicine
  Physics
  Weather
  Zoology
Social Science
  Anthropology
  Dream Interpretation
  Economics
  Gender Studies
  Psychology
  Sociology
Society & Culture
  Community Service
  Cultures & Groups
  Etiquette
  Holidays
  Languages
  Mythology & Folklore
  Religion & Spirituality
  Royalty
Sports
Travel

Online Now    Online Now

Author Login    Author Login

Welcome Guest! Please login or create an account.

Username:

Password:



Navigation    Navigation

ADS    Featured Author

ad

ADSDisclosure

How to invest $100,000 to live off of it for rest of life? For an 18 year old?

Author :

Submitted : 2018-06-15 00:21:40    Popularity:     

Tags: live  invest  rest  year  life  

say They want to go to college to be an LPC. But a lot of the money will be spent on college, how do they go ahead and start investing this money? So there are 2 sources of income

Answers:

tough with only 100 grand....at a 5% payout, that's only $ 5,000 a YEAR. $ 500,000 is only like $ 25,000 a year................

reality is that $100,000 is not a lot of money to invest, rates of return are low at banks, so dividend paying stocks which grow in price might give you compounded growth of 5% to 10% a year. That would give you possibly $200,000 in 10 years if you didn't touch the initial investment for 10 years. I suspect you will need to put the $100,000 into AAPL stock (which pays a dividend which can be reinvested) and or MSFT (which pays a dividend which can be reinvested) and or a fund like Vanguard Index Fund for at least 10 years. However, even after 10 years, there will not be sufficient income to live off.

Portfolio managers say you can take 4% out of portfolio and if diversely invested it should over time not deplete. So can you live on $4,000 per year? (Also they are now questioning the 4% rule as interest rates are so low, and it might be closer to a 2% rule).

You can't and you don't have it anyway. And even at a return on investment of 10% per year-which is considered quite risky-you can't live on $10,000 per year anyway.

No way.

That's simply not enough principle

That's not enough to live on for the rest of your life.

Spending it on college to get a high-paying job is the best investment.
Since you're going to spend all of this $100,000 over the next 5 or so years, don't invest in variable things like stocks or real estate. Apportion it into bonds or CDs of different durations so that they mature each year when your tuition will be due.

Don't put it all in one place. Educate yourself on the various forms of investment including, real estate. Then educate yourself more on making good choices within what you want to invest in. If I were you, I'd put some of it into mutual funds but, I would also look into real estate. Buy and rent out houses or build/buy an apartment building.

This isn't that much money, I suggest you research the best mutual funds and just put your money into some really good ones (make sure they are no-load with no major management change for at least a few years). Then just let the money grow slowly, adding to it when you can and dipping into it for emergiencies. You then live off your income from your job. Some day if you want to buy a house, maybe you could use the money for that or otherwise save it for your retirement. Its not enough money that you should start using the dividends to supplement your income, just save it for a rainy day.

Not going to happen even if they got grants and scholarships to cover all of their college expenses. You'll need job income to live off



Good
Back Homepage
Back


Article Source:
www.Aphotolog.Com

Answer Questions