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What are your best tips for saving money?

Author : mamun

Submitted : 2018-02-26 02:04:53    Popularity:     

Tags: tips  saving  money  

I love to spend so I need help.

Answers:

Saving money keep on the bank.Spending in person- only carry the amount of money you have budgeted to spend during a given outing and leave cred and debit cards at home. Online spending- make it harder to access websites where you browse and spend money, do not save your payment information, and unsubscribe to updates and emails from those sites. Some people find it useful to pick a big goal like a vacation or electronics or luxury item to save up for, so you are motivated to watch your savings grow.

buy things that you need and not wants. Control yourself. if you have money do not bring it all to school nor working place because you might spend it. buy piggy bank or a diy coinback ((or whatever you call that) where your money is safe.

use the take home pay from any and all pay checks and put 10% of it in an investment account. that is the way to establish a pattern of saving money.

put something away each payday so you don't have a chance to use it

1. Tithe 10% 2. put another 5-10 % in savings. 3. learn to live on 80%

Don't spend it. That's what it comes down to.

The best tip for caving money is to "pay yourself first." That means that before you spend a paycheck, you have a certain amount taken out for saving for the future. And you plan on not touching that money for many, many years. You save for your future, before you pay bills and taxes and entertainment, etc. If the money is automatically taken out of your paycheck before you get the remaining funds, and it goes into a separate savings plan (like an IRA , 401k, etc) then that is a good plan. Some people say to make this at least a 10% savings, but it could be more otr less based upon your age, needs, goals, etc.

Only buy something you really need. I know that sometimes what you want seems like something you need just because you want it. But think about it. I have thrown away everything I have bought in the past few years. I know it's not just about shopping, it's also about how much you spend. But a lot of small retail therapy can add up. Think of how much you could save if you didn't buy stuff for a while. Appreciate the things lying around or try to sell them. I started selling on ebay a,month ago and surprising made 400 dollars. Try to be very picky before you buy, that is my greatest tip, and try to make a bit more money, by selling, creating, anything.

Spending in person- only carry the amount of money you have budgeted to spend during a given outing and leave cred and debit cards at home. Online spending- make it harder to access websites where you browse and spend money, do not save your payment information, and unsubscribe to updates and emails from those sites. Some people find it useful to pick a big goal like a vacation or electronics or luxury item to save up for, so you are motivated to watch your savings grow.

Discern between what you need and what you just want. Any fool can spend money! I know from personal experience!



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